Lamar Jackson’s $74.5 million 2026 cap hit looms over Baltimore creating NFL’s most urgent contract renegotiation. Ravens face impossible financial scenario unless extending franchise quarterback before escalating charges consume 24.3% of projected $307 million 2026 ceiling.
Baltimore commits $43.5 million to Jackson in 2025 ($20.25M base + $14.5M signing bonus + $8M option money + $750K workout) representing 15.6% of $279.2 million league-wide cap.
Roquan Smith ($23.7M), Mark Andrews ($16.9M), and Nnamdi Madubuike ($16.5M) complete top-four expenditures with six total Ravens earning $20+ million AAV ranking second-most NFL-wide behind Philadelphia’s seven.
View comprehensive Baltimore squad biographies and net worth breakdowns for each player.
| Quarterbacks (QB) | Running Backs (RB) | Wide Receivers (WR) |
| Lamar Jackson | Rasheen Ali | Jahmal Banks |
| Devin Leary | Derrick Henry | Rashod Bateman |
| Cooper Rush | Justice Hill | Malik Cunningham |
| Tyler Huntley | Marcus Major | Zay Flowers |
| Keaton Mitchell | Xavier Guillory | |
| Sone Ntoh | DeAndre Hopkins | |
| Gus Edwards | Keith Kirkwood | |
| Anthony Miller | ||
| Dayton Wade | ||
| Devin Walker | ||
| Tylan Wallace | ||
| LaJohntay Wester | ||
| Nelson Agholor |
Ravens’ $20M+ Club: Six Premium Contracts
Jackson’s self-negotiated five-year $260 million extension (April 2023) created back-loaded structure now forcing rework. Smith, Andrews, and Madubuike anchor elite defense while Ravens maintain $17 million projected cap space before restructures.
| Player | Position | 2025 Cap Hit | AAV | Guaranteed Remaining | Extension Priority |
| Lamar Jackson | QB | $43.5M | $52M | $29M+ (2026) | High (avoid $74.5M 2026) |
| Roquan Smith | LB | $23.7M | $20M | $27M total | Medium |
| Mark Andrews | TE | $16.9M | $14M | – | Low |
| Nnamdi Madubuike | DT | $16.5M | $24.5M | $45.8M total | Locked |
| Odafe Oweh | EDGE | $13.3M | – | 5th-year option | High (2026 FA) |
| Marlon Humphrey | CB | $11.9M | $19.5M | – | Medium |
Jackson earned $144.5 million career total through seven seasons saving estimated $5.5 million by negotiating without agent. His 2025 payout of $43.5 million ranks 10th among quarterbacks despite being highest-paid when signed May 2023.
Smith’s five-year $100 million extension (January 2023) made him NFL’s first $20M+ inside linebacker. His 169 tackles (third NFL-wide) in 2022 debut season with Ravens validated trade deadline acquisition from Chicago for 2023 second and fifth-round picks.
Wealthiest Ravens: Jackson’s $40M-$100M Range
Net worth estimates for Jackson vary dramatically ($40M Celebrity Net Worth vs $100.5M Forbes January 2025) reflecting different accounting of contract guarantees. Andrews’ $30 million wealth stems from four-year $56 million extension and Type 1 diabetes advocacy partnerships.
| Player | Position | Est. Net Worth | Age | Career Earnings | Key Brands |
| Lamar Jackson | QB | $40M-$100M | 28 | $144.5M | Oakley, NFL Pro Era, Play Action |
| Mark Andrews | TE | $25M-$30M | 30 | $63.4M | Nike, Gatorade, Panini |
| Marlon Humphrey | CB | $20M-$28M | 29 | $78M+ | Local partnerships |
| Roquan Smith | LB | $15M-$22M | 28 | $55M+ | Under Armour |
| Ronnie Stanley | OT | $18M-$25M | 31 | $89M+ | Regional brands |
Jackson’s wealth discrepancy stems from $72.5 million signing bonus (2023) accounting methods – some sources include full amount while others count realized earnings only.
His endorsements with Oakley ($1M+ annually), NFL Pro Era VR game, and Play Action Soulfood restaurant generate $2 million yearly supplementary income.
Andrews built $25-30 million through $56 million Ravens extension (2021) plus diabetes awareness partnerships with medical companies. His Type 1 diabetes advocacy creates unique endorsement lane generating $500K-$1 million annually beyond football salary.
The $74.5 Million Problem: Restructure or Extend?
Jackson’s 2026 cap explosion requires immediate action with three viable paths. Extension through 2030 spreading $200+ million over six years reduces annual charges to $35-40 million range while restructure kicks can down road creating $100M+ charges in 2027-2028.
Option 1 – Extension: Six-year $380-400M total ($63-67M AAV) matching Dak Prescott/Josh Allen deals reduces 2026 cap to $38-42M range spreading bonus money through 2030.
Option 2 – Restructure: Convert $30-40M 2026 base to bonus creating $35-40M cap hit but balloons 2027-2028 to $85-90M annually.
Option 3 – Trade: Post-June 1 designation creates $40M dead cap 2026, $25M 2027 while acquiring team absorbs $51.25M annually through 2027.
Ravens currently project $17 million 2025 cap space before accounting for potential restructures of Smith ($23.7M), Andrews ($16.9M), or Humphrey ($11.9M) freeing $12-18M short-term.
FAQs
Who is Baltimore’s highest-paid player?
Lamar Jackson carries $43.5 million 2025 cap hit ($20.25M base + $14.5M signing + $8M option + $750K workout) but faces $74.5M 2026 explosion requiring extension. His self-negotiated five-year $260M deal (April 2023) made him NFL’s highest-paid before Trevor Lawrence ($55M AAV) surpassed him.
How much cap space do Ravens have?
Baltimore projects $17 million available 2025 space with six players earning $20M+ AAV (second-most NFL) creating tight budget. Dead money remains manageable enabling restructures of Smith, Andrews, or Humphrey to free $12-18M if needed for free agent acquisitions.
What is Lamar Jackson’s net worth?
Estimates range $40 million (Celebrity Net Worth) to $100.5 million (Forbes January 2025) depending on guaranteed money accounting. His $144.5M career earnings plus $2M annual endorsements (Oakley, NFL Pro Era, Play Action) create wealth foundation with $72.5M signing bonus representing largest single payment.
Which Ravens earn $20 million annually?
Six Ravens command $20M+ AAV: Lamar Jackson ($52M), Nnamdi Madubuike ($24.5M), Roquan Smith ($20M), Marlon Humphrey ($19.5M), Ronnie Stanley ($19.75M), and Mark Andrews ($14M rises to $20M+ with incentives). This concentration ranks second NFL-wide behind Philadelphia’s seven.
Will Ravens extend Lamar Jackson before 2026?
Extension likely before March 2026 avoiding $74.5M cap disaster. Analysts project $63-67M AAV matching recent QB market (Prescott $60M, Allen $62M) with $200M+ guaranteed spreading payments through 2030 and reducing 2026-2027 charges to $38-45M annually versus current $74.5M balloon.
